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Q. Let's think about this whole thing about time value of money a little differently. Here are a couple of examples by way of illustration.
1) If you invest your money today you will have more to spend tomorrow is it better to spend now or wait? (Do you want 1 Mars Bar now or 2 Mars Bar tomorrow?)
2) if you borrow today, you will have to pay back more tomorrow (if I give you 1 Mars Bar today, you must give me 2 tomorrow)
By way, this is explain how credit cards work y give you money today also you give m back A LOT MORE tomorrow. So, isn't it amazing explain how many people never see that 2 Mars Bar tomorrow is better than 1 today?
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