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Problem: Stephanie is a 43-year-old single mom with two teenagers, Tolson (16) and Ashley (14). She is a successful business executive for Dunkin Donuts overseeing the Texas operations. she earns $115,000 in annual salary and receives between $25,000 - $150,000 in annual performance bonuses depending on store performance. Providing for her teenagers' education is currently her highest priority. So far, she has two small 529 college saving accounts established with $20,000 in each account, and nothing else set aside for this goal. She lives a healthy lifestyle running every morning, eating healthy home cooked meals, shopping only at Whole Foods or Central Market, and visiting her doctor for semiannual checkups. She believes that she does not need an emergency fund or to save for retirement right now because it is "so far away." She plans to put these goals off until after her teenagers finish their undergraduate degrees. Explain how her "job security" affects the amount and importance of having an emergency fund. Support your answer with appropriate examples in at least 4 sentences.
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competitiveness and employmentit is commonly said that japanese firms employ 10 times as many engineers per operation
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