Evaluate the terms of the loan

Assignment Help Microeconomics

Reference no: EM133477654

Part 1: Evaluating the microfinance partner

Write a brief summary of the loan that explains how much is being borrowed and what the money will be used for.
Analyze the field partner (i.e. the microfinance institution that will actually administer the loan). On the right side of the loan page, the field partner is listed. Click on the arrow to expand the information and then click on the link that says "More about X" where X is the name of the field partner
- What is the stated mission of the field partner?
- How long has the field partner been in operation and has Kiva reported any notable status changes?
- What is their risk rating? What are their rates of delinquency and loans at risk? What is their default rate? Do they charge interest and fees? What is their average cost to borrowers? What is their average profitability?
- After collecting the data above, compare these numbers to other field partners on Kiva (scroll down and you should see a table with data for your field partner and aggregate figures for all field partners). Is your field partner safer or riskier than average? Do they charge borrowers more? Are they more profitable?

Part 2: Borrower narrative

Evaluate the terms of the loan: How much money is the borrower seeking? What will the monthly payments be? How large is this monthly payment relative to average income in the borrower's country?
Discuss why you chose this particular borrower as opposed to others? What factors influenced you? Geography, gender, sector, group/individual lending?
Given what we have learned about development economics and the data you collected in your economic profile, how will your loan contribute to economic development in the borrower's country? Be specific about the particular issue that your loan addresses and why the loan you are making will promote development.

Reference no: EM133477654

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