Reference no: EM132965637

At a local bank, loan officers must evaluate loan application before approving or denying them. During this evaluation process, many factors regarding the loan request and the applicant's financial background are considered. For car, mortgage and personal loan, the applicant's credit report is reviewed, and an employment check is made to verify the applicant's reported salary income. If the credit rating report is poor, the loan will be denied For hire purchase and personal loan, the loan can be approved if the credit report rating is excellent and the salary income is verified. However, if the salary income is not verified, the loan can still be approved but the applicant needs to find a guarantor. The loan is also can be approved if the credit report rating is fair, but the salary income must be verified. Otherwise, the loan will be denied. For mortgage loan, the loan can be approved if the credit report rating is excellent and the salary income is verified. However, if the salary income is not verified, the loan can still be approved but the applicant needs to find 2 guarantors. If the credit report rating is fair and the salary income is verified, the additional information must be send to Vice President for review. Otherwise, the loan will be denied. How to make a decision table for the above scenario. Show all possible rules and simplify the decision table.