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Never-Die Battery manufactures batteries for industrial and consumer use. The company purchased a commercial package policy (CPP) to cover its property exposures. In addition to common policy conditions and declarations, the policy contains a building and personal property coverage form and an equipment breakdown protection coverage form.The policy also contains the causes-of-loss broad form. With respect to each of the following losses, indicate whether or not the loss is covered.
-An explosion occurred that damaged the building where finished batteries are stored.
-Because of the explosion, the company incurred expenses for expedited shipping of replacement parts for machines used to manufacture the batteries.
-The explosion injured several employees who received emergency treatment at a local hospital.
-An automatic sprinkler system accidentally discharged in the finished goods building. Some recently manufactured batteries were ruined because of water damage and corrosion.
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