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A home mortgage with monthly payments for 30 years is available at 6% interest. The home you are buying cost $120,000 and you saved $12000 to meet the requirement of a 10% down payment. The lenders charges points of 2% of the loan value as a loan origination and processing fee. This fee is added to the initial balance of the loan. (a)what is the monthly payment (b)Keeping the mortgage until paid off in 30 years, what is the effective annual interest rate? (c)if you move to a larger house in 10 years and pay off loan, what is your effective annual interest rate? (d)If you are transferred in 3 years and pay off the loan, what is your effective annual interest rate?
Assume you want to design a DecisionMaker class which decides if a product should be repaired under warranty. The class has properties for NumYears the person has owned the item, the life of the warranty, and amount paid for the warranty.
provide preliminary information on the data requirement for a GIS that is to be used to hold an inventory of continental scale vegetation maps for coarse scale land surface and climate modelling purpose
Standard Corporation can not claim a trademark in the phrase “Quality Is Standard” if the phrase
What does the A in IDEAS stand for? Marcy is a college freshman. She is quickly learning that ________ is the main cognitive skill needed when taking her freshman English essay exams.
He also evaluates that probability is 0.6 that total bill will be less than $460. Determine the probability that total bill will be between #380 and $460?
What is the difference, if any, between disc electrophoresis and SDS-PAGE? is SDS-PAGE a type of disc electrophoresis? and finally, are either a method of protein purification, or are they just methods to monitor the process of purification?
Analyze and explain the relationship between ethics and the law in the field of counseling. how could you explain the interplay between the two?
The pin-supported frame at A and C jointed by a frictionless pin (hinge) at B, under the loading, the vertical and horizontal components of the reactions at A and C. What is VA, HA,VC and HC?
What is the connection between organizational strategic planning-business planning and staffing? Can you do effective staffing without knowing the organization’s strategic direction? Why is it important to know the strategic vision of the various dep..
Discuss the relevance of the Electoral College's underlying rationale to contemporary America. What is its impact on presidential leadership capacity?
Explain how gastric secretion and motility in the stomach are regulated. Include information on CCK, secretin, and gastrin.
Do such far-reaching laws unfairly interfere with an employer’s ability to reward better productivity or induce higher productivity by offering incentives?
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