Reference no: EM133344943

Brief overview of Workers' Compensation law. Workers' compensation, commonly referred to as "workers comp," is a government-mandated program that provides benefits to workers who become injured or ill on the job or as a result of the job. It is effectively a disability insurance program for workers, providing cash benefits, healthcare benefits, or both to workers who suffer injury or illness as a direct result of their jobs.

Oftentimes, questions arise as to whether or not an injury qualifies under workers compensation. Consider the following two scenarios. Use your textbook and information about workers' compensation law found on the internet. Then make an argument for each scenario on why or why not the injury qualifies for workers' compensation.

Scenario 1:

Jane is traveling from her residence to her place of work. She is running late and texts her supervisor while driving to let her know that she will be a little late. Jane then hits the back of another vehicle because she was looking down to text. Luckily, the driver of the other vehicle was unharmed. However, Jane broke her arm. Does Jane's injury qualify for workers' compensation, why or why not?

Scenario 2:

Keith is responsible for transporting goods to several businesses. He is running late on one of his deliveries and decides to text the business owner to let him know that he is running late. Keith has a car accident while transporting the goods. He admitted to the driver of the car he hit that he was looking at his phone when the accident occurred. The other driver is unharmed, but Keith is now complaining of back pain. Does Keith's injury qualify for workers' compensation?

The purpose of this discussion is to have a good understanding of what constitutes a Workers' Compensation law and why it is important.