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The integration of technology into financial services industries also known as financial technology (Fintech) emerged to automate and improve the delivery and use of financial services. In line with the revolution of internet and smart phones, Fintech has grown explosively. It is enabling variety of financial activities including depositing and transferring money, applying for loan managing investments, insurance, real estates, and others. The use of Fintech offers a dynamic and flexibility of making transactions hence eradicating the traditional practices of doing business that are usually time consuming and involves hierarchical process.
Problem a. Discuss by providing two (2) specific Fintech application on how user able to employ the technology.
Problem b. From your point of view, discuss three (3) possible risks of using technologies in managing personal financial transactions through Mobile Financial Apps.
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