Discuss the issues the client needs to consider

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Reference no: EM133113413

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Your client has been a smoker for the past 35 years. He does not want to disclose this fact to the insurer because he is aware it will impact on the premiums he will be required to pay.

Discuss the issues the client needs to consider and the ramifications of not making a full disclosure to the insurer. provide reference from Insurance Contracts Act 1984.

Reference no: EM133113413

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