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Discuss how mortgage markets have evolved over time

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Q1. Discuss how mortgage markets have evolved over time.

Traditional structure: Regional markets dominated by local institutions such as banks, savings & loans, and savings banks.

Current structure: A national market dominated by institutions specializing in individual aspects of the mortgage process.

Q2. Describe the role of mortgages bankers and how they earn profits.

Q3. Why do mortgage bankers face very little interest rate risk?

Q4. What are the two sources of income for mortgage bankers?

Q5. Explain what is meant by the term securitization of debt.

Reference no: EM132508683

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