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Difference of opinion between bankers and economists

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We have focused on how banks create money. I spoke to a banker the other day; he assured me that he did not create money. In fact, he stated that all he did was provide service to the community by lending whatever funds were available to the local merchants. There seems to be some difference of opinion between bankers and economists. Can you provide insight on this? You should be able to answer this question in two pages or less.

Reference no: EM131040090

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