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1. The primary difference between a savings account and a money market account is:
A. A money market account usually earns a higher annual return than a savings account.
B. Savings accounts are more likely to restrict the number of monthly withdrawals you can make than money market accounts.
C. Money market accounts are insured up to $250,000 but savings accounts are only insured up to $100,000.
D. Savings accounts are “time deposits” whereas money market accounts are “demand deposits”.
2. Which of the following gives you special income tax treatment if you use the funds for qualified educational expenses?
A. Savings account
B. Certificate of Deposit (CD)
C. EE Savings Bond
D. Sweeps account
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