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Consider this scenario:
You are the manager of a small business. One of your responsibilities is to oversee the health care plan for 10 employees. In examining last year's costs you note that the smokers in the group averaged 20% higher health care related costs than the nonsmokers. However, the employee diagnosed with cancer had higher costs than the other nine together.
You must make a change to break even. Your options are:
Include the following aspects in the discussion:
Question 1: Describe your thought process as you work through each option
Question 2: Did what is moral or ethical play a role in your decision
Question 3: Discuss the role of punishing behaviors that can hurt health vs the role of encouraging healthful behaviors by offering incentives such as lower premiums
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