Reference no: EM133089164
What is the answer for exercises 1 to 2
Exercise 1. Directions: Classify as BANK or NONBANK the following financial intermediaries. Write your answer on the space opposite each financial institution.
Financial Institutions Answer
1. BDO Unibank Inc.
2. Bank of the Philippine Islands (BPI)
3. Landbank of the Philippines (LBP)
4. Palawan Express
5. Western Union
6. Citisavings Bank
7. ASA Philippines Foundation
8. Alalay sa Kaunlaran, Inc. (ASKI)
9. Eastwest Bank
10. Development Bank of the Philippines (DBP)
Exercise 2. Directions: Study and analyze well the given loan requirements in the box below. Identify and match the requirements that are used to evaluate each of the 5C's of credit or loan. Write your answer on the space provided for in the table.
Interview / Fully filled out loan application form / NBI clearance / Police Clearance / Income documents / Company Profile / Tax declaration / Copy of TCT / Business Background / Certificate of employment / Trends in the financial statements/ Income tax return / Audited financial statements / Statement of Assets and Liabilities / Building plan / Latest news articles relating to the economic status of the company
5C'S of Credit
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Loan Requirements
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CHARACTER
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CAPACITY
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COLLATERAL
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CAPITAL
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CONDITION
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