Reference no: EM131327103
Case Study Comparisons
Part 1: Complete the chart below that differentiates the following insurance types.
|
Plan Type
|
Characteristics of Plan (5 to 7 characteristics)
|
Target Audience for Plan (the target audience is not an employer and is not "the consumer")
|
|
Indemnity Plan
|
|
|
|
Preferred Provider Organization (PPO)
|
|
|
|
Health Maintenance Organization (HMO)
|
|
|
|
Consumer Directed Health Plan (CDHPs)
|
|
|
|
Medicaid
|
|
|
|
Medicare
|
|
|
Part 2: Review the insurance plans and answer the following questions.
|
Plan Type
|
Characteristics of Plan (5 to 7 characteristics)
|
Target Audience for Plan (the target audience is not an employer and is not "the consumer")
|
|
Indemnity Plan
|
|
|
|
Preferred Provider Organization (PPO)
|
|
|
|
Health Maintenance Organization (HMO)
|
|
|
|
Consumer Directed Health Plan (CDHPs)
|
|
|
|
Medicaid
|
|
|
|
Medicare
|
|
|
1. Compare the plans above.
- What are the major differences between the plans?
- What are the major similarities between the plans?
- If you were presented with these plans, what would be the major selling points and pitfalls of the plans for you?
2. Read and answer the questions below regarding the two consumers and refer to the Gold, Bronze, or Silver plans listed above.
Consumer A (two scenarios for each section are given - provide the right plan for each scenario)
Jenny has type 2 diabetes and high blood pressure. She visits the doctor often to keep her diabetes and blood pressure controlled. The doctor regularly checks her blood levels and prescribes level 1 prescriptions to help Jenny control her diabetes and blood pressure.
Jenny is considered a controlled diabetic but still uses her insurance plan frequently.
Compare the plans provided and determine the best plan for Jenny. Remember to consider deductibles and general costs for the services she would be using.
For a couple of years, Jenny was really taking care of herself. However, after suffering a broken leg and being more inactive, Jenny has gained weight and has not been diligent about controlling her diabetes. Jenny has found that she is requiring emergency room services and urgent care more often.
If Jenny was considering changing her insurance plan, which plan should she consider? Why?
How does the plan she should consider in this scenario compare to the plan choice from the first question?
Consumer B
John is a healthy 30 year old who rarely goes to the doctor and is not on any medication. He has been offered the following insurance plans and he is considering the plans for use of common alignments (i.e., colds) and for preventive tests.
Compare the plans and determine what would be the best plan for John in this scenario.
John has recently been hired as a construction worker and was considering changing his health plan. He realizes that this new job may have more hazards than his last job.
Now which plan should John consider? Why?
How does the plan he should consider in this scenario compare to the plan choice from the first question? Remember to consider deductibles and general costs for the services he would be using.
|
What is your annualized? return
: Assume you buy a share of stock at ?$29?, it pays ?$1.97 in? dividends, and you sell it 237 days later for ?$22. What is your annualized? return? Enter a negative percentage for a loss and assume a? 365-day year.
|
|
Describe the specific ecosystem that you have selected
: Describe the specific ecosystem that you have selected by doing the following: Identify the specific geographic location of the ecosystem
|
|
List at least five major factors that you would consider
: If you plan to begin work on future pro formas for West Office Plaza, list at least five major factors that you would consider.
|
|
Analyze the aspect of human culture you selected for each
: Identify two to three societies to compare, such as an African society , Indian, Chinese, Korean, or one of the many Native American groups .Describe the background information of each of the societies you have chosen. You need not analyze this bac..
|
|
Determine what would be the best plan for john
: Compare the plans and determine what would be the best plan for John in this scenario. John has recently been hired as a construction worker and was considering changing his health plan. He realizes that this new job may have more hazards than his ..
|
|
Which is graphical representation of the term structure
: One of your friends is interested in bonds market. He shows you a bond yield curve, which is a graphical representation of the term structure. Can you explain to him, what is the yield curve? What are the possible shapes of a yield curve? What are th..
|
|
Why this teaching of jesus'' full divinity and full humanity
: According to the Bible and the Christian worldview, Jesus was fully God and fully human. Interacting with the readings, especially Philippians 2:5-11 and Hebrews 1:1-3, explain why this teaching of Jesus' full divinity and full humanity is importa..
|
|
What drives people to participate in unethical behavior
: Looking at the Bernie Madoff ponzi scheme - What drives people to participate in unethical behavior? What regulatory requirements need to be implemented to minimize these behaviors?
|
|
Describe the life and work of jane goodall in an essay
: Describe the life and work of Jane Goodall in an essay. Be sure in the essay to describe her work, her method of study, and to include her contribution to the field of cultural anthropology.
|