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1. You get mortgage loan with a monthly payment (PI) of $1,342.57. The lender requires an escrow account. Property taxes are currently $1,426 per year and insurance is currently $640 per year. Calculate your total monthly payment (PITI).
$1,342.57
$2,066.00
$172.17
$1,514.74
2. Determine the present value of a 10 year annuity that pays $25,000 at the end of each year discounted at a rate of 4%.
A. $194,662
B. $202,772
C. $162,218
D. $240,000
3. You get a $240,000 mortgage loan at 6.25% with a monthly payment (PI) of $1,477.72. What is your balance after your first payment?
$239.772.28
$238.750
$240,000
$238,522.28
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