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Determine the life insurance premium for a certain age

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Reference no: EM133019887

Suppose an actuary, using their best estimates for mortality rates, level of expenses, investment income and lapse rates, determines the life insurance premium for a certain age is X. List reasons why they would recommend that the actual premium charged would greater than X (include how the above assumptions may be modified).

Reference: Principles of Insurance 2017 2nd Ed. ; Jones and Silver (LOMA)

Reference no: EM133019887

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