Determine instrument negotiable or non-negotiable

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Question: The following instrument was written on a luncheonette napkin: "I, the undersigned, do acknowledge that I owe Vladimir Lenin ten thousand rubles, with interest, payable at Moscow out of the proceeds from the sale next month of my dacha in St. Petersburg. Payment is due on or before six months from this date. Signed at Berlin. Otto von Bismarck." Is this instrument negotiable or non-negotiable?

Reference no: EM131768854

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