Reference no: EM132506314 , Length: 7 Pages
BAF 421 Commercial Banking Management Assignment - Emirates College of Technology, UAE
Learning Outcomes -
LO1: Recognize the financial services offered by banks (credit, saving, and payment services).
LO2: Explain the major questions or issues that a bank must consider in evaluating nearly all loans requests.
LO3: List and define types of loans granted to individuals and families.
LO4: Define real estate loans and examine factors to be considered in evaluating applications for Real Estate Loans.
1. Project Objective - In this project, students are required to design a report on the banking sector. This report is a Manual of most important topic in banking financial services offered (credit, saving, and payment services), which explains the major type of credit offered to the public and the kind of deposits accounts the customers can use in their depositing their money. What are the questions or issues that a bank must consider in evaluating nearly all loans requests and the types of loans granted to individuals and families?
The student should take example from the one of the banks in Abu Dhabi Financial market and make it as a case study to explain what is mentioned above and add the real Estate loans offered by the bank. Also, explain how the bank evaluate the loan application either for the individuals or families or to the real Estate loans according to what had been studied in chapter 6 & 7.
2. Contents of the Project - In this project must include the following sections:
1) Executive Summary
2) Overview of the BANKING SECTOR
3) Overview of the bank that you choose
4) Advantages and disadvantages of the financial sector as a whole and the banking in specific.
5) Critically evaluate factors affecting the decisions of the bank committee regarding the loans and what is the major regulations affecting granting the loans either to individuals or for business.
6) Explain the importance of granting loans to the public?
7) Conclusion.