Reference no: EM131723345

Question: Which federal law or laws apply to each of the situations described below?

a. A loan officer asks an individual requesting a loan about her race.

b. A bill collector called Jim Jones three times yesterday at his work number without _ _ . first asking permission..

c. Sixton National Bank has developed a special form to tell its customers the finance charges they must pay to secure a loan.

d. Consumer Savings Bank has just received an outstanding rating from federal exam­iners for its efforts to serve all segments of its community.

e. Presage State Bank must disclose once a year the areas in the local community where it has made home mortgage and home improvement loans.

f. Reliance Credit Card Company is contacted by one of its customers in a dispute over the amount of charges the customer made at a local department store.

g. Amy Irned, after requesting a copy of her credit report, discovers several errors and demands a correction.