Reference no: EM132951310
Questions
For each of the following situations, describe the insurance policy(s) you believe would entitle a claim to be made. In doing so, please explain why you think a claim could be made.
1. Sian manages a gift shop and slips on a step at home one day and suffers a shoulder injury. As a result she is unable to work for 3 months and incurs significant medical costs.
2. Matthew works as an employee at a bank. He is suffering from stress and his doctor has advised him to rest at home for 2 weeks.
3. Umar is knocked down by a fork lift at work and is hospitalised for 3 weeks.
4. Annette, an employee, is diagnosed with cancer and she incurs a significant amount of medical costs.
5. Annette, from the previous scenario, dies within 6 months of her cancer diagnosis.
6. John was a self-employed plumber. Due to an accident at a construction site one day, he suffers a serious injury and is unable to work again as a plumber or tradesperson generally.
7. A restaurant that is shut down for 6 months because of a cyclone.
8. A tenant whose flat burns down.