Describe the basic elements of health insurance

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Reference no: EM133207789

As a community advocate you encounter a citizen seeking advice on the purchase of health insurance. This person is a 42 year old with 3 children and has diabetes. The individual has just become employed and the new job offers several varieties of insurance which the employer will partially subsidize. This person has never had health insurance before now.

Describe the basic elements of health insurance including premiums, copays and benefits. Make a general recommendation regarding a policy based on HMO, PPO or POS and which might be best for this individual.

Reference no: EM133207789

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