Reference no: EM131234150
Risk Management help
1. For each of the following examples of product liability cases, explain what type of defect is being alleged.
a. Liability of an off-road auto manufacturer for failing to install a roll bar to minimize injuries if the vehicle overturns. b. Liability of a baby food manufacturer for pieces of glass found inside some of the jars. c. Liability of a pharmaceutical company for side-effects of a drug.
2. What is the impact of the United States Tax Code on the amount of capital held by insurers?
3. Describe the similarities between "segregation of exposures units" and risk pooling.
Proctored Final Examination
4. (a) List the six coverages provided in the Homeowner's 3 policy. (b) Describe the difference between "named perils" and "open perils" coverage basis.
5. John's employer offers a qualified 401(k) plan and will match John's contributions up to a limit of 3% of his salary. John's salary is $20,000 and he contributes 3% the first year. Assuming that all contributions are made at the end of the year, the plan earns a 15% pre-tax return, and that John is in the 28% tax bracket, how much will he have in the plan at the end of one year? What is John's realized rate of return?
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Explain whether any of behaviors violate any criminal laws
: Identify the case and describe when and where it occurred. Be sure to summarize the case thoroughly. Identify at least 2 unethical behaviors from the case and explain why they are unethical.
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Multitiered client or server architecture
: Define and describe the following: web server, application server, and multitiered client or server architecture.
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Who is impacted internally and externally
: Outline the context of the problem or challenge, including the history and any policy decisions that have contributed to the situation. Why is it important that the problem be addressed? Who is impacted internally and externally?
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How much would you have to pay per month
: If you could pay for your mortgage forever, how much would you have to pay per month for a $1,000,000 mortgage,
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Describe difference between named perils and open perils
: List the six coverages provided in the Homeowner's 3 policy. Describe the difference between "named perils" and "open perils" coverage basis.
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Succession planning procedure
: In a minimum of 500 words, document a succession plan for an employee (e.g., IT Developer, Maintenance Crew, Training Specialist, CEO) of your chosen firm. What concepts are crucial when recruiting team members? Be sure to address the following qu..
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Brings the bracelet to a collector
: Julie offers to sell a bracelet to Rita for $10. Rita accepts this offer by giving $10 to Julie, and Julie gives the bracelet to Rita. Rita then brings the bracelet to a collector, who informs her that the bracelet, because of the place where it w..
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What is the prevailing interest rate
: What is the PV of a perpetuity paying $30 each month, beginning next month, if the annual interest rate is a constant effective 12.68% per year?
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What are blanche options if sophia sues her for entire debt
: Jackie does not want a large board of directors to be formed. Jackie fears that the board would somehow detract from the family goals and orientation the business has always enjoyed. In light of these concerns, is there a corporate form or other..
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