Reference no: EM132798458

Jay Larkin is a county judge who has served on the bench for over 20 years. He is very popular and well-liked for his professional treatment of lawyers, his knowledge of the law, and his fair treatment of all those who appear before him.

Judge Larkin's oldest daughter just went off to college, and he and his wife are tired of the upkeep associated with their large waterfront home. So, they made plans to purchase an ocean-front condominium under reconstruction as part of a new development project.

After studying the building's plans and speaking with Debra Olvidilo, the condo's sales manager, he and his wife sign a contract and give a $1,000 deposit. However, as soon as they return home, only an hour later, Judge Larkin receives a phone call from Debra. She tells the judge that his credit was denied because he had recently filed bankruptcy.

The judge assures Debra that there must be some kind of mistake, but she assures the judge that the bankruptcy appears in his credit file.

Being a legal professional, the judge knew to immediately to accesses the PACER system (www.pacer.gov) to verify the bankruptcy filing. To his shock, the filing was for an involuntary bankruptcy, and it was really done under his name.

The judge was in a panic because he really knew little about bankruptcy procedure. But he did know that his credit was a mess and that under the circumstances he would not be able to sell his house or buy the condo.

Required

Describe a fraud scheme that Judge Larkin may be the victim of.