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1. In terms of risk performance, although digital banks can offer deposit facilities, loans and investment products, they can decrease credit their credit risk dramatically and reach zero risk levels.
True or False
2. Hong Kong and Singapore already licensing digital banks to operate within their territories.
3. It is most likely that digital banks can decrease their operation cost since they don't have to operate physical outlets.
4. Which of the following is TRUE?
a. Digital banks can be very useful in helping under banked segment like SMEs and individuals
b. Digital banks represent a real competition to the incumbent banks.
c. Digital banks can have higher technology risk as they can be under cyber security attacks.
d. All of the other listed option are correct
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