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Define health maintenance organization plan

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Reference no: EM13857919

Part 1

Explain the various definitions of disability that are found in disability-income insurance.

Explain the following disability insurance income provisions:

Residual disability

Benefit period

Elimination period

Part 2

A common method of determining the amount of life insurance life insurance to purchase is called the needs approach. Explain the following needs for a head of the household:

Income needs

Special needs

Cash needs

Explain the capital retention approach for determining the amount of 410 life insurance owned.

Briefly explain the characteristics of the following types of managed care plans:

Health maintenance organization (HMO) plans

Preferred provider organization (PPO) plans

Point-of-service (POS) plans

Reference no: EM13857919

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