Define consumer credit application

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Reference no: EM131899271

1. Define a consumer credit application and explain the aspects that should be considered to differentiate between consumer credit application and other types of borrower credit applications.

2. What is securitization and how was it used prior to the financial crisis? Explain the different types of securitization and tranching.

3. Briefly describe general credit risks pertaining to consumers that banks have to consider and use examples to substantiate.

Reference no: EM131899271

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