Dean contacted their insurer-standard care

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Reference no: EM132157189

Debra and James Dean are homeowners in Richardson, TX. They have a 30 year old oak tree in their front yard. On April 25, 2017, a violent thunderstorm struck Richardson. Wind gusts were recorded as high as 65 miles per hour. The Dean’s tree was blow over by the storm. Unfortunately, the tree crashed onto their neighbor’s 2017 Lexus RX350. The car was only one month old. The neighbor, Scott Turf, contacted the Dean’s and advised them he felt they were at fault for the tree falling, that the tree was an “accident waiting to happen”. He told the Dean’s he was going to contact a lawyer.

As required by the homeowners (HO) policy, the Dean’s contacted their insurer, Standard Care.

Standard Care begins an investigation of the incident. Included in this investigation is an analysis of the policy’s liability coverage.

Is Scott Turf’s claim covered by the Dean’s HO policy?

Reference no: EM132157189

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