Credit cards and increases in credit card lines of credit

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Are banks acting in a responsible fashion with their solicitations of consumers for credit cards and increases in credit card lines of credit? What reponsibilities do consumers have with regard to credit card debt? What disclosure rules apply in banks' solicitation of credit card customers? What should the banks do to influence legislation or should they not be lobbying Congress? How could the Wells Fargo scandal have been prevented? What was the scandal?

Reference no: EM132291728

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