Reference no: EM132370984

ABC Company hired GC, a general contractor, to build an extension to ABC's warehouse and distribution center. ABC required GC to obtain an owners and contractors protective (OCP) liability insurance policy naming ABC as the insured for this project. GC purchased an ISO OCP policy. Was this policy an occurrence or an claims-made form?

a. During the construction, one of GC's employee accidentally caused several concrete blocks to fall, and one struck the vehicle belonging to an ABC customer. This occurred a week before the completion of construction. A month later, the customer made a claim with ABC for the repair cost. Discuss whether there would be coverage under the OCP coverage form for the damage to the vehicle.

b. One of the concrete blocks also struck on of ABC's delivery trucks. Is the coverage under the OCP coverage form the damage to ABC's vehicles?

c. During one phase of the construction, the entrance to the plant that is located next to the construction site is closed. All traffic entering and leaving in the plant is directed to the main entrance. While a customer is driving through this entrance, a box falls off of ABC's trucks and damaged the customer's vehicle. Is there coverage for this loss under the OCP coverage form?