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Discuss that consumers who use credit should be aware of laws that are in place to protect them and that these include requirements to provide full disclosure of credit terms such as APR and fees, as well as protection against discrimination and abusive marketing or collection practices. Explain why it is important that consumers have full information about loans. Explain the information on a credit disclosure statement. ***Explain that consumers are entitled to a free copy of their credit report annually so that they can verify that no errors were made that might increase their cost of credit . Explain why it is important to check the accuracy of the information recorded on a credit report and know what steps to take to correct errors on credit reports.
Explain why do people often apply for a mortgage to purchase a home and identify a mortgage is a type of loan that is secured by real estate property as collateral.
In a small open economy with a FIXED EXCHANGE RATE, the central bank buys foreign currency in the foreign exchange market to prevent a depreciation of the nominal exchange rate.
How are the identities S = NCO + I and NCO = NX related to the foreign-currency exchange market and the loan able funds market?
A sample of 49 observations is taken from a normal population with a standard deviation of 10. The sample mean is 55. Determine the 99% confidence interval for the population mean. (Round your answers to 2 decimal places.)
The theory of Foreign Direct Investment (FDI) through Multinational Corporations (MNCs) indicates that FDI/MNC has significant impacts on a host country through three major channels. What are the conclusions of these studies? Were there mostly positi..
You are told that if you invest $11,000 per year for 23 years (all payments made at the end of each year) you will have accumulated $366,000 at the end of the period. What annual rate of return is the investment offering?
Would each of the following increase, decrease, or have no impact on the ability of open-market operations to affect aggregate demand?
Pick one of the characteristics of a perfectly competitive firm and explain in detail why it may not hold up in real-life. Use a specific example to illustrate your answer.
Draw a supply- demand diagram of the federal funds market and show the effects of a Federal Reserve Purchase of $85 billion in US Treasury Notes during a Quantitative Easing Campaign after the Fed has already lowered its Fed funds target to 0 - .25%.
If the government imposed a direct price regulation that did not allow a natural monopoly with constant marginal cost to charge a price higher than under perfect competition:
explain the difference among moving along a curve and shifting the curve. Assume a market is in equilibrium and the demand curve shift to the right, describe the market adjustment process in restoring equilibrium.
Suppose that and the goal of the policymakers is to decrease C and increase I without changing . a. Can the policymakers achieve these objectives by using only fiscal policy? Explain. b. What combination of monetary and fiscal policies are needed to ..
Illustrate what steps would your group have to take to drive our country out of this economic slowdown and towards a more prosperous America.
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