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Consider the general concept of insurance

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Let's consider the general concept of insurance. How does health insurance differ from other kinds of insurance? What are the similarities and differences between them? Next, let's consider some of the issues that employers face in providing health insurance to their employees. Why has the cost of employer-sponsored health plans increased significantly over the last 5 years? Please answer in 250 words or less and cite url or references used for class discussion.

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