User Account

All Pages

Conduct a ratio analysis

Assignment Help Business Management
Reference no: EM133031163

Step-by-step explanation

Data 

(in millions)

2018

2019

2020

Interest-Earning Asset

971109

984497

984525

Interest Income

76100

84040

64523

Interest Expense

21041

26795

9960

Net Interest Income

55059

57245

54563

Non-interest Income

53724

58154

64980

Provision for loan losses

4871

5585

17480

Operating Expenses

63148

65269

66656

Income Tax Expense

8290

8114

6276

Net Income

32474

36431

29131

Total Deposits

1470666

1562431

2144257

Total borrowings

351307

332418

326893

Equity

256515

261330

279354

Movement

 

2019

2020

Interest-Earning Asset

1.38%

0.00%

Interest Income

10.43%

-23.22%

Interest Expense

27.35%

-62.83%

Net Interest Income

3.97%

-4.69%

Non-interest Income

8.25%

11.74%

Provision for loan losses

14.66%

212.98%

Operating Expenses

3.36%

2.13%

Income Tax Expense

-2.12%

-22.65%

Net Income

12.19%

-20.04%

Total Deposits

6.24%

37.24%

Total borrowings

-5.38%

-1.66%

Equity

1.88%

6.90%

2, Using the data collected conduct a ratio analysis, You are required to estimate the following ratios:

  • Net Interest Margin (NIM)
  • Return on equity
  • Return on assets
  • Asset utilisation
  • Equity multiplier
  • Interest expense ratio
  • Provision for the loan loss ratio
  • Tax expense ratio

Reference no: EM133031163

Questions Cloud

What is the probability that a call will receive a busy : Mid-West Publishing Company publishes college textbooks. The company operates an 800 telephone number whereby potential adopters can ask questions about forthco
How to develop a contract statement of work : Question 1: Describe the buyer's contract management process and its value to the organization.
Show all calculation for the inventory balance : Show all calculation for the inventory balance that Temple would report on its year-end balance sheets for 2020 and 2021, using the dollar-value LIFO method
Discuss the advantages and disadvantages to google : Discuss the advantages and disadvantages to Google of its conversion to a public limited company in 2004
Conduct a ratio analysis : Using the data collected conduct a ratio analysis, You are required to estimate the following ratios:
Compute the company selling price : Hershey, Inc. sells a single product. The following information relates to the year just ended: Number of units sold: 40,000. Compute the company selling price
Attracting the ideal employees : You are a manager of an organization and the bulk of your recent hires are millennials. You have invested a great deal of time and money in attracting the ideal
Doing good requires authentic leadership : Based on the content presented in the article, why is it important for a leader to be consistently authentic with his or her stakeholders?
What is the annualized return on your investment : It annually distributes $60 for eight years, after which you sell the shares for $900. What is the annualized return on your investment

Reviews

Write a Review

Business Management Questions & Answers

  Alternate dispute resolution

Alternate Dispute Resolution (ADR) can save parties time and money. There are different modalities of ADR, one of the most popular being mediation.

  Explanation of the market adjustment process

Using demand and supply graphs illustrate and explain the effect of the following events on the market for solar panels (assume ceteris paribus).

  Why an appropriate customer segmentation is essential

With reference to the Business Model Canvas and real world business of your choice please examine one good and one bad example of a value proposition of a product (or service) and discuss in your examples why an appropriate customer segmentation i..

  Level of quality and consistency

Briefly describe a product or service. Where is it in the product development life cycle? What recommendations do you have for improving the offering to fit a target market's needs? Be sure to consider the following:

  What kind of controls-incentives and culture

What kind of controls, incentives and culture would you be likely to find in one of the following firm types:

  Health care firm benefit from perceived higher levels

How can a health care firm benefit from perceived higher levels of quality care when fixed payment payers comprise eighty percent (80%).of the firm’s revenue?

  Effective delegation practices

Write a 1,575-word analysis on effective delegation practices and how those could be used in a team setting to create a high performing team:

  What is the profit-maximizing price of e-books

What is the profit-maximizing price of e-books in the short run? Please, Explain how you get the formula for profit maximizing price.

  Ethical perspectives influence the management of conflict

Discuss how individual style and ethical perspectives influence the management of conflict or group dynamics. Consider how individuals collectively create compl

  How cultural differences play role in international business

To identify and understand how cultural differences play a role in International businesses today

  Learn from these and change our economic

The advantages for the Earth System Science is that it provides interesting and easily relatable examples of the application of science, technology

  What can be certain problems when doing a proposal

What kind of funding sources can be contacted for a grant proposal?

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

Submit Assignment

Academics

Major Subjects

Majors

Get In Touch

whatsapp: +1-415-670-9521

Phone: +1-415-670-9521

Email: [email protected]

TERMS & POLICIES

HELP & SUPPORT

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd