Reference no: EM132275327 , Length: word count:1500

Bank Management Assignment - Bank Project

This project aims to link the banking theories with the practical real bank cases to evaluate the performance of commercial banks, as significant financial institutions, especially in emerging countries such as Egypt.

To evaluate the performance of Egyptian banks, you will depend on historical bank financial statements (Balance sheets and income statements) compiled by the famous BankScope database. The Egyptian bank data are downloaded and posted to you on the intranet in a separate excel sheet (BankScope). The project will be in groups; each group will consist of maximum four students. Each group will choose different banks from BankScope database file posted on the intranet. The data file includes all the Egyptian banks operating in Egypt over different years (2011- 2017).

Required -

Banks represent the nerve of any economy therefore the Egyptian government launched a financial sector reform plan in 2004 as a part of comprehensive economic plan in Egypt. A wave of Mergers and Acquisitions activities (M&A) had taken place in Egypt during the period from 2004 - 2008 in order to abide to Central Bank of Egypt regulations and capital requirements.

1. Select 6 different Egyptian banks, where three of them had involved in M&A process during the above mentioned period (Merged banks), while the other three banks didn't engage in any mergers during this period (Unmerged banks).

2. Compare the performance of the three merged banks 3 years before and 3 years after merger and comment on their financial ratios pre and post- merger (Time series Analysis). Provide a comparative analysis using 4 main ratios for profitability analysis and 2 ratios EACH for: liquidity risk, credit risk and Capital risk. (Approx 600 words).

3. Evaluate banks and comment on the consequences of the restructuring activity and if it was successful in enhancing merged banks performance from profitability & risk perspectives. (Approx 300 words).

4. Analyze and Compare the financial performance of the merged banks with the unmerged banks (do not involve in any merger activity) for the last three years (2015 - 2017).

Examine in your analysis if M&A activities have a positive impact on the merged banks performance and if they are outperforming the unmerged banks. (Again, base your comparative analysis on 4 main ratios for profitability analysis and 2 ratios EACH for liquidity risk, credit risk and Capital risk. (Approx 600 words).

Note - ALL Requirements approx. 1500 words. Choose 6 banks whatever you want but tell me which one you will use to give them to the TA , but choose 3 that made merger and 3 banks that didn't merge.

Attachment:- Assignment Files.rar