Change in occupation from a more hazardous occupation

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Change in occupation from a more hazardous occupation to a less hazardous occupation would have what effect on the insured's disability insurance? 1. The benefits will be reduced to whatever his or her premium would have purchased had he been engaged in that occupation at the time of the premium's payment. 2. The benefits will be increased to whatever his or her premium would have purchased had he been engaged in that occupation at the time of the premium's payment. 3. His benefits would not change from what was agreed upon when he paid his premium and the insurance company would have to pay for any loss. 4. His benefits would not change because it is unethical and unfair to supply benefits based on a person's occupation.

Reference no: EM133614649

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