Case study-p morgan chase co

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Reference no: EM133038156

P Morgan Chase & Co (US)

 

2018

2019

2020

Interest-Earning Assets/Average Interest Earning Assets

$2,408,534 

$2,404,969 

$3,062,178 

Interest Income,

$76,100 

$84,040 

$64,523 

Interest Expense,

$21,041 

$26,795 

$9,960 

Net Interest Income

$55,059 

$57,245 

$54,563 

Non-interest Income

$53,724 

$58,154 

$64,980 

Impairment charges/provision for loan losses

$4,871 

$5,585

$17,480

Operating Expenses

$63,148 

$65,269 

$66,656 

Income Tax Expense

$8,290 

$8,114 

$6,276 

Net Income

$32,474 

$36,431 

$29,131 

Total Deposits

$1,470,666 

$1,562,431 

$2,144,257 

Total borrowings

$69,276 

$40,920 

$45,208 

Equity

$256,515 

$261,330 

$279,354 

P Morgan Chase & Co (US) 

  Explanation:

2018

2019

2020

Interest-Earning Assets/Average Interest Earning Assets

$2,408,534 

$2,404,969 

$3,062,178 

Interest Income,

$76,100 

$84,040 

$ 64,523

Interest Expense,

$21,041 

$26,795 

$ 9,960

Net Interest Income

$55,059 

$57,245 

$ 54,563

Non-interest Income

$53,724 

$58,154 

$64,980

Impairment charges/provision for loan losses

$-   

$-

$-

Operating Expenses

$63,148 

$65,269

$ 66,656

Income Tax Expense

$8,290 

$ 8,114

$ 6,276

Net Income

$32,474 

$36,431

$ 29,131

Total Deposits

$1,470,666 

$1,562,431

$ 2,144,257

Total borrowings

$69,276 

$40,920

$ 45,208

Equity

$256,515 

$261,330

$ 279,354

2, Using the data collected conduct a ratio analysis, You are required to estimate the following ratios:

  • Net Interest Margin (NIM)
  • Return on equity
  • Return on assets
  • Asset utilisation
  • Equity multiplier
  • Interest expense ratio
  • Provision for the loan loss ratio
  • Tax expense ratio

Reference no: EM133038156

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