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Consumer: Will Maxing Out My Credit Cards Improve My Credit Rating?
The program chair for the campus business club has asked you to present a talk to the group about consumer credit. He saw a newspaper article saying that only 10 percent of Americans know their credit scores. Many consumers, including students, have dangerous miscon- ceptions about their scores. Not knowing your score could result in a denial of credit as well as difficulty obtaining needed services and even a job.
Your Task. Using electronic databases and the Web, learn more about credit scores and typical misconceptions. For example, is a higher or lower credit score better? Can you improve your credit score by marrying well? If you earn more money, will you improve your score? If you have a low score, is it impossible to raise it? Can you raise your score by maxing out all your credit cards? (One survey reported that 28 percent of consumers believed the latter statement was true!) Prepare an oral presentation appropriate for a student audience. Conclude with appropriate recommendations.
Note: Peer-reviewed refers to the articles reviewed and approved by authors' professional peers who are experts on that topic. After reading the article, prepare a 1- to 2-page synopsis of the content and main theme discussed in a Microsoft Word do..
Northwoods direct labor costs - Explain what is the total of Northwoods direct labor costs
After doing some research on the topic of conflict, propose to your peers a position, and discuss the concept of conflict in teams. Is conflict something to avoid or embrace?
Determine the contribution of the human resource management function as an ethics agent in organizations.
Identify an area of work within your organization that the 'critical incidents' method is the most useful means to obtaining necessary information to design your training plan.
Explain fully the difference between disparate treatment and disparate impact. Give a clear example of both. What is the difference between gender discrimination and sexual harassment? What are the types of sexual harassment
Question 1: Capitalism is directed towards the pursuit of profits and unions are directed towards the rights of workers." Discuss how these opposing viewpoints can be advantageous, yet destructive, to the business community.
we normally think of the arts as very different from technologies in spite of the fact that art with perhaps a few
Prepare a memo to the department heads of Pegasus to explain the goals of the change initiative, which is the reorganization. In this memo you must gain the trust of the department heads by a clear explanation for the need for change.
select a market research data collection tool. in what type of scenario would you use this tool? what would be the
Address the following in your handout: Determine strategies that can be used to develop effective groups and teams. Describe methods that can be used to facilitate phases of team development
Assume you are an HR director for a manufacturing company. Your responsibilities address all elements of employee well-being, which include compliance with the Occupational Safety and Health Administration and include employee benefits and relatio..
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