Reference no: EM13808180
Let’s assume that you have been asked to calculate risk-based capital ratios for a bank with the following accounts.
Cash 7 million
Government Securities: 9 million
Mortgage loans 25 million
Other loans 55 million
Fixed assets 8 million
Intangile assets 5 million
Loan-loss reserves 4 million
Owners’ equity 6 million
Trust-preferred securities 3 million
Cash assets and government securities are not considered risky.
Loans secured by real estate have a 50% weighting factor.
All other loans have a 100 % weighting factor in term of riskiness.
Calculate the equity capital ratio.
Calculate the Tier 1 Ratio using risk-adjusted assets.
Calculate the Total Capital (Tier 1 and Tier 2) Ratio using risk-based assets.
|
What is the expected return on the market-risk-free rate
: The sales forecast is often the starting point of the budgeting process. Identify and discuss key assumptions that are made in the creation of the sales forecast. How would you defend these assumptions when presenting your budget to the budget commit..
|
|
Charge of developing a recommendation
: You are an analyst at FEMA and are in charge of developing a recommendation for both the state and the local governments on whether or not to redevelop New Orleans.
|
|
Design a logical and physical topographical layout
: Design a logical and physical topographical layout of the current and planned network through the use of graphical tools in Microsoft Word or Visio, or an open source alternative such as Dia. Note: The graphically depicted solution is not included..
|
|
Amounts that make the banks balance sheet balance
: Rearrange the following accounts to construct a bank balance sheet for First National Bank. What are the total amounts that make the bank’s balance sheet balance?
|
|
Calculate the total capital ratio using risk-based assets
: Let’s assume that you have been asked to calculate risk-based capital ratios for a bank with the following accounts. Calculate the equity capital ratio. Calculate the Tier 1 Ratio using risk-adjusted assets. Calculate the Total Capital (Tier 1 and Ti..
|
|
Determination and application in a production facility
: Describe project cost and the requirements for it's determination and application in a production facility. Analyze implications of changes in the parameters of project timing and cost determination. Evaluate application of project cost and timing co..
|
|
Explain the influence of health policies
: The Influence of Health Policies and the Future of Health Care in the U.S. 4-5 pages with refernces APA format.
|
|
Explain team development techniques
: Write a 700- to 1,050-word paper in which you explain team development techniques. In your paper, complete the following:
|
|
Calculate the percent interest rate or effective cost
: Determine the amount of interest the bank would make on each loan and indicate the amount of net proceeds that the bank would pay out on each loan. On which loan would the customer receive the most proceeds? Calculate the percent interest rate (APR) ..
|