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Question - Mark and James are involved in an accident in downtown London. According to the Ontario Fault Determination Rules Mark was 25% at fault and James was 75% at fault. They were both merging into traffic. Damage to the front passenger side of Mark's vehicle was estimated at $4,500. Damage to the driver's side of James' car was $3,600. Mark rented a vehicle while he was in for repairs at a cost of $240.00. James decided to take a taxi to work and submitted bills in the amount of $36.00.
Both drivers had $1,000,000 of third-party liability coverage, with a zero deductible on the DCPD portion of their policy. Mark also carried collision with a $500 deductible and had purchased the Loss of Use endorsement. James did not have collision coverage or loss of use on his older vehicle.
a. Calculate the total amount of settlement Mark would receive from his insurance company.
b. Calculate the total amount of settlement James would receive from his insurance company.
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