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Terry wants to purchase a used car for $8000. The dealer offered to finance the deal at 8.5% APR for 4 years with 10% down payment. Terry's bank will provide a loan at 7.8% for 3 years, but wants a 20% downpayment.
a) Calculate the required downpayment and monthly payments for each loan option. (Assume monthly compounding and monthly loan payments.)
b) The PV for both options (including the down payments) is the same, $8000. What additional factors should terry consider when deciding which aid the best deal for her?
The bar is prevented from rotating by the two pegsA and B fixed to the plate. Determine the acceleration a of the plate for which no force is exerted on the bar by either peg A or B.
a 30-acre field received 4 inches of rain with 35% runoff.Determine the volume of water infiltrated on the field ( assume all the water that doesn't runoff infiltrates )
Weighting these by their global warming potentials, what fractionof the total impact of that year's emissions of these three gaseswould be caused by each gas over the following time periods?
Just below the point where a continuous discharge of pollution mixes with the river, the BOD is 10.9 mg/L and the DO is 7.6 mg/L. The river and waste mixture has a temperature of 20oC, a deoxygentation constant of 0.2/day
A 10 m long built-up beam is to be fabricated from a universal section beam (UB) and two 'C' channel sections (as indicated). The beams are joined by bolts, with the allowable shear load in each bolt being 12 kN.
A temporary diversion has been constructed on a highway of +4 percent gradient due to major repairs that are being undertaken on a bridge. The maximum speed allowed on the diversion is 10 mph
Two wells had been drilled on 40-acre spacing. Well 1 is injectionand Well 2 is producing well. Downhole injection pressure is 8500psi, and bottomhole pressure in producing well is 2400 psi.
What is the smallest particle size (density 2.65 g/cm3) that will be removed in a horizontal grit chamber 10 m long and 1.0 m deep if the flow rate is 1000 m3/hr. Assume the temperature of the water is 25°C.
A circular plate is loaded with a total load of 60 kips distributed uniformly over the surface at a pressure of 100 psi. Calculate the vertical stress at every combination of the following: (a) Depth: 12 and 50 (b) Radial distance from the center ..
What is the elongation of a rectangular bar (cross section 2 inch * 2 inch length 4 ft) When it is subjected to an axial load of 80,000 lbs. Assume the material of the bar has the following properties G = 7,700 KSI, V =0.30
A rectangular unfinished concrete channel with wood forms is laid on a bottom slope of 0.0064 to carry a flow of 20m^3/s of water. Determine the width of the channel when the flow is in critical condition.
What is the vapor pressure of carbon dioxide in the bottle before it is opened (i.e., when it is at equilibrium) assuming no other ions are present besides those related to CO2 and water
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