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Assume that you have a 30-year mortgage (monthly payments) at 5% interest. You have made 12 (out of 360) payments and the initial loan amount was $100,000. You are considering two loans:
1) Loan A has a 4% interest rate and upfront fees of 1% of the current loan balance but those fees would be added to the loan amount and amortized over the life of the loan. The new loan would have a 30-year (360 month) term.
2) Loan B has a 3% interest rate and upfront fees of 2% of the current loan balance but those fees would be added to the loan amount and amortized over the life of the loan. The new loan would have a 30-year (360 month) term.
Does it make sense to refinance the existing loan given these two options? If so, which option (1 or 2) is better? Explain. Note: you will need to calculate the monthly payment and current balance on the existing loan first.
Short Paper on Cross-cultural Opportunities and Conflicts in Canada.
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Individual Assignment : Two Models Handout and Rubric, This paper will allow you to understand and evaluate two vastly different organizational models and to effectively communicate their differences.
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Economics thesis undergrad 4th year paper to write. it should be about 22 pages in length, literature review, economic analysis and then data or cost benefit analysis.
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