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Briefly describe variable life and universal life

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Reference no: EM13857922

Part 1

Many benefits, known as riders, can be added on to life insurance policies. Some are added at no cost to the insured, and some have an additional cost. They provide additional protection to the insured. Define the following types of riders, and list the benefits of each:

Long-term-care insurance rider

Waiver-of-premium rider

Cost-of-living rider

Accelerated death benefit rider

Double indemnity rider

Guaranteed purchase option

Part 2

Briefly describe the following types of life insurance policies:

Variable life

Term life

Universal life

Reference no: EM13857922

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