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Sara has recently graduated with her Bachelor of Science in Healthcare Administration and has started a new position with Corpus Christi Medical Center. One of the fringe benefits of her position is a generous healthcare plan. Sara must pay the first $500 of her healthcare expenses in a year and then her health insurance plan "kicks-in," and she recently met that amount. Next week, when she visits her primary care clinic for her annual wellness visit, she will pay a fixed amount for the visit ($20) at the time of service and her health plan will cover the rest. The physician will order a series of blood tests for which her health plan will pay 90%, leaving her with a bill of $40. Name and describe the health insurance cost-sharing mechanism illustrated for each of the dollar amounts outlined in this scenario.
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