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Mr. ZZZ started a new business last year with IDR 850,000,000 of his own money, used to purchase equipment. Now Mr. ZZZ is looking for a loan of IDR 400,000,000 to finance the inventory needed to achieve this year's sales target.
Mr. ZZZ has agreed to pledge the business delivery truck and private car assupport for the loan. A younger brother of Mr. ZZZ has also agreed to join sign the loan application. During the initial year of operation, Mr ZZZ paid suppliers right time. Assuming you are the lender, make:
Problem 1: Analysis of loan demand from the lender's point of view using credit analysis the five Cs (5 Cs of credit analysis) as a guide in deciding whether to lend!
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