Advise john as to the extent of his insurer liability

Reference no: EM133307684

Case: John's neighbour operates an oil storage facility. John sees that the oil is leaking from his neighbours property and it is heading towards his property. In an attempt to prevent a loss from occurring, he decides to dig a large trench around his property which successfully contains the spillage and as a result no damage to his premises occurs. He submits a bill to his property insurers for the cost of constructing the trench, but they refuse to reimburse him, stating that the has been no damage to his property.

Question: Advise John as to the extent of his insurer's liability, quoting relevant case law to support your answer.

Reference no: EM133307684

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