Advantages associated with taking the pension payouts

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1. What are the advantages associated with taking the pension payouts in the from of an annuity what are the disadvantages.

2. I am having a hard time in trying to understand "The Change Cycle". and I was wondering if you can help me explain what "The Change Cycle" is all about. Explain the importance of implementing change in an organization and explain what happens if an organization is unsuccessful in implementing change? Thank you for your help. 

Reference no: EM132257469

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