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According to sabal 2002 financial theory focuses on

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Reference no: EM13580760

Long Term Financial Decision Making

Answer the following questions to explain your understanding of the subjects presented throughout the class. The paper must be in APA format and include an introduction and conclusion. Your paper should be 3-6 pages in length total (About 1-2 pages per question including overall introduction and conclusion). Each section should have headers to separate your thoughts as per APA format.

1. According to Sabal (2002), financial theory focuses on investment decisions centered on individual and organizational investment vehicles which include the relationship between risk and return. Financial planning includes setting goals, investment decisions, considering risk, diversification, and predicting future earnings.

Briefly discuss the importance of these steps in financial planning and explain some of your own personal goals and views with regard to financial investments.

2. Discuss ways that credit history can impact your financial wellbeing. Research some ways that you can improve your overall credit, and explain ways you can implement a plan to improve your personal credit rating. Also discuss some of the benefits of having a higher credit rating.

3. No matter your financial situation, insuring against the unexpected can help keep you on the right track should accidents create a financial burden. Examine some insurance vehicles that can help you to protect your investments and explain which insurance you feel is important, and why.

Reference no: EM13580760

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