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Which of the following is NOT true about HELOCS?

A. Borrowers have flexibility in the amount of monthly payments made each month.

B. The money from the HELOC is distributed as a lump sum to the borrower.

C. HELOCs are a form of secured lending because the house is pledged as collateral.

D. HELOCs often have early termination or inactivity fees.

Reference no: EM13880679

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