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Questions
1. What are your own feelings about credit scores and how they are used in our society? Do you think they are accurate? Fair/just? Perpetuating inequality? Explain your reasoning.
2. In the sim, once you paid the bills that had gone into collections, you saw a small increase to your credit score. Why was the increase so low even though you no longer had money owed to creditors?
3. In the sim, you were able to secure a car loan after a few months of "credit fixing," but were aiming for an even better loan rate. How many months did it take before you were able to build up your credit enough to get that better rate? Were you surprised on how long/short the process was?
4. In the sim, your character had the luxury of delaying purchasing a car until they could get a better loan, thus lowering the price they would pay in total for the car. What are some other considerations a person would factor into this decision-for example, are their circumstances under which it would make sense for someone to buy the car immediately even though it would be "more expensive?" Provide at least TWO distinct circumstances, perspectives, or reasoning related to this sort of decision.
You are the manager of an independent manufacturer that sells protective cases for the Samsung Galaxy. Samsung produces half of its phones at a plant near Hong Kong and the other half at a plant located near Shanghai.
Discuss how Dell can operate with such a historically low current ratio, why it does so and what safeguards you would have as a financial manager to prevent this from becoming a crisis. Why does Dell operate with such a low current ratio? What safegu..
Explain your approach and the rationale for this method. Evaluate the outcomes of your regression model and the responses to Mrs. Turner's questions.
Although reduction of individual taxes is often encouraged, there is great controversy over reduction of corporate income taxes. Every April, you can find news stories about corporations that don’t pay any income taxes. The actual amounts corporation..
How much did your grandmother originally invest?
What is the project's adjusted present value? This is all the information provided in the text.
This will yield the lender an annual effective rate of 4.5% over the 1-year period. Calculate X.
“Summary of Personal Financial Goals,” with goals reflecting your current situation and your expected life situation in 5 and 10 years. Discuss the reasons for the changes in your goals and how you’ll need to adapt your financial plans as a result. W..
The real risk-free rate of interest is expected to remain contastantat 3% for the foreseeable future. However, inflation is expected to steadily increase over the next 20 years, so the Treasury yield curve is up sloping. Assume that the expectations ..
Compute for the Net proceeds of the bond sale and before tax cost of bonds and After tax cost of new bonds
How much will snoop have to finance? How much is saved in interest by choosing the more economical mortgage?
Hit or Miss Sports is introducing a new product this year. If its see-at-night soccer balls are a hit, the firm expects to be able to sell 66,000 units a year at a price of $70 each. If the new product is a bust, only 46,000 units can be sold at a pr..
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